Our Services

Our Services

We are specialized in dealing with the following services

We have immense experience and techniques to give maximum benefits to clients.


Retirement Plans

As the name suggests, retirement planning requires a lot of planning and decades of hard work.

While the corpus you are targeting may seem daunting at the moment, it is achievable with disciplined investment.

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To enjoy a worry-free and comfortable retirement, you need to start early, choose good products, avoid debt, and review your retirement plan frequently. You need to build a large corpus that is at least 25-30 years old. No matter how much time you have, it’s never too late to start. When you’re young and receiving your first pay check, retirement planning isn’t the first thing on your mind. But starting early gives you an advantage because you have a longer time horizon and a higher appetite for risk, which is why you can invest in an equity-oriented system. However, if you are starting late, you should stick with safer options such as fixed deposits, debt-based schemes, etc. Inflation, lifestyle and rising medical costs are key factors to consider when calculating the pension body.


Tax Planning

Intelligent investors usually seem to be for picks the place they can save taxes as properly as earn greater returns.

There are a variety of tax-saving picks reachable that make certain that you do not pay greater taxes and make extra cash in the lengthy run.

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Dates Finserve helps you design your funds in such a way that you can minimize your tax legal responsibility via splendid investments.

Equity Linked Savings Schemes (ELSS), as the identify suggests, are mutual fund schemes that make investments in equities. This funding alternative has the least lock-in duration of three years amongst all tax-saving options. ELSS provides tax advantages to the buyers as the investments made beneath this scheme are eligible for a tax deduction beneath Section 80C of the Income Tax Act up to a most quantity of Rs. 1.5 lakhs. An investor need to select an ELSS fund in accordance to his/her economic dreams and chance appetite. As these cash make investments in equities, it offers an journey of equities to the investors who have recently started out investing and encourages them to make investments in different equity-oriented mutual funds. ELSS funds are accessible in two options

Many investors make the mistake of investing in ELSS late in the economic year. Investing early in the 12 months will assist earn a greater return on the complete quantity for the duration of the year. A correct tax-saving investment .After completion of the 3-year lock-in period, if the fund has underperformed, an investor can continue to remain invested in the fund. An investor can exit the scheme as and when the market rises and the NAV of the scheme increases.

An investor can make investments in this tax saving instrument by using each lump sum and month-to-month Systematic Investment Plan (SIP). If an investor invests by way of the SIP route, there are higher probabilities of beating the market volatility and averaging the value of investment. Investments via SIP are flexible, convenient, and additionally inculcate monetary discipline. However, if an investor invests a lump sum quantity in ELSS, there is a truthful threat that he can enter the market at the incorrect time.


NPS (National Pension Scheme)

It is a voluntary retirement savings plan created with the goal of providing every citizen of India with a secure retirement.

By contributing voluntary funds into a defined plan, subscribers can secure future pension payments.

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This system is intended to be a long-term solution to the problem of providing adequate retirement income to every citizen in the country.

NPS employees are in charge of monitoring the implementation and operation of the pension scheme. This includes creating and maintaining nodal agencies for the scheme, such as PFRDA. When leaving NPS on a regular basis, subscribers have access to their pensions’ accumulated wealth to purchase a life insurance policy from a PFRDA-approved empanelled company. Additionally, they can choose to take a portion of their pension’s accumulated wealth as a lump-sum payment.


Child’s Future Plans

Saving for a child’s future is one of the most necessary factors of monetary planning for each parent.

Children’s schooling is one of the largest desires and the largest money waft for parents. 

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Every mother or father aspires to provide their children- sound education, a respectable lifestyle, and most importantly, ample monetary protection to pursue their dreams. The price of education in India is rising at a speedy pace and new-age non-public universities are charging between Rs.5 lakhs -Rs.10 lakhs per annum for undergraduate courses. Many overseas universities are putting up campuses in India, which would have greater fees. The price of schooling will proceed to enlarge in the future. Dates Finserve helps you construct a economic graph for your children’s wishes in the coming years. Investors can effortlessly design for the prices they assume they will incur such as greater education, marriage, etc, thru a couple of infant financial savings schemes and investment options. .

The corpus of education and wedding ceremony nowadays is not going to continue to be the equal after 10-15 years. Assuming that inflation will skyrocket, training prices will go thru the roof 12 months after year. If you begin investing early, you can effortlessly gain the favored outcomes out of the investment. There are quite a number child-saving schemes designed maintaining in thought the long-term economic wishes of the children. Also, these financial savings plans can beat inflation by means of presenting greater returns. An investor ought to make investments with the aid of SIP to gain from the power of compounding.

Even if you begin early and make investments through SIP, it is imperative to pick the proper mutual fund. If your time horizon is greater than 10 years, you can have a greater publicity to equities and much less to debt. If your time horizon is between 5-10 years, you can make investments in hybrid cash or blue-chip/ large-cap fairness mutual funds. If your time horizon is much less than 5 years, then you ought to play secure and have a greater publicity to debt-oriented mutual cash and much less to equities.

After deciding on the proper mutual and investing by using month-to-month SIP, you ought to additionally display your fund regularly. You can also want to stability your portfolio from time to time, relying on the overall performance of funds in your portfolio and your financial goals.

When you are accomplishing toward your goal, you have to slowly switch your cash from mutual funds, specifically equity-oriented mutual money to a safer avenue. This is due to the fact markets are unstable and you would possibly lose out on your savings, simply earlier than you attain your economic goal. Therefore you should begin a Systematic Investment Plan so that you can systematically switch your fund to a safer funding option. This will protect your capital with the aid of the time comes around.
Mutual money investments are a terrific device to construct a financially secured future for your child. Parenthood is a lovely journey, make this ride even extra lovely with the aid of securing a financially secure future for your child.


Mutual Fund

Mutual funds are pools of money managed by professional fund managers. It is a trust that raises funds from multiple investors with common investment objectives and invests those funds in stocks, bonds, money market instruments and/or other securities.

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The income/profits generated by this collective investment, after deducting incurred costs and duties, are distributed among investors proportionally by calculating the scheme’s “Net Asset Value” or NAV. In short, funds pooled from a large number of investors constitute a mutual fund.

Mutual funds are great for investors who lack significant investment capital or who don’t have the time or inclination to research the markets but want to grow their wealth. Funds raised by mutual funds are invested by professional fund managers according to the stated objectives of the scheme. Fund companies charge a small fee for this, which is deducted from the investment. Fees charged by mutual funds are regulated and limited by the Securities and Exchange Board of India (SEBI).

Long Term Planning

As the name suggests, long-term planning means setting goals that will take longer to achieve. Achieving these goals may take four to five years or more Time frames and types of goals vary by company and individual.
Long-term planning is strategic because it determines the general direction of the company or your professional and personal goals. It’s about developing and implementing a strategy that protects the individual from cyclical upheavals.

Short Term Planning

Short-term planning is a strategy that focuses on results in the short term (eg, one year). These are strategies used to reach certain milestones. Short-term planning focuses on the near term to help you meet the challenges you face today. Short-term goals help to achieve long-term goals. Achieving long-term goals becomes more difficult without effective planning and execution. So make sure your short-term goals align with your long-term vision.

Emergency Funds

Fixed Deposits

Fixed deposits refer to investment programs offered by banks and non-bank financial companies.
Fixed deposits offer higher returns on invested capital compared to returns on regular savings accounts.

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Fixed deposits have a fixed term, hence the name. Depending on the consumer’s investment portfolio, the FD investment horizon can be short-term or long-term. Interest rates on fixed deposits vary from company to bank.

However, term deposit investors must remember that they cannot withdraw funds before the maturity date without financial consequences. In case of emergency, it is possible to withdraw early after paying the liquidated damages of the contract.

Other Services


Life Insurance

Life Insurance can be defined as a contract between an insurance policy holder and an insurance company, where the insurer promises to pay a sum of money in exchange for a premium, upon the death of an insured person or after a set period.


Medical Insurance

Health insurance policy is an assurance which provides immediate financial help in case when any medical emergency arises.



A bond is a fixed-income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental).

Bonds refer to high-security debt instruments that enable an entity to raise funds and fulfill capital requirements. It is a category of debt that borrowers avail from individual investors for a specified tenure.

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Financial Resources, Calculators, More

Power Of SIP

Use this calculator to see how small investments made at regular intervals (SIPs) can grow to a large figure over a period of time.

Goal Of SIP

Plan for your Goals by using this calculator to determine the monthly SIP investment and that helps you to make to reach a particular goal.

SWP Calculator

SWP helps you get a fixed amount every month. This calculator also plans for your post-retirement and other regular monthly income needs.